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Properties are available for Growth, Income, Tax Reduction & Retirement Funding!

We’ve always been told that residential property is a sound investment, and the great Australian dream of home ownership rings true for so many of us.

We have property to suit a range of investor profiles including:

  • property for growth
  • property for income (tax incentives)
  • property that is balanced i.e mixture of growth and income
  • property to reduce personal income tax at a much faster rate than negative gearing alone (tax incentives)
  • property to increase your superannuation retirement funds (refundable tax offsets from NRAS)

Choose a whole property or a portfolio of bits of many properties to suit your personal situation.

Property with long-term Incentives NRAS

A complete range of off-the-plan, completed, new, existing and to-be-constructed investment property is available with long-term Incentives. Incentives available include:

  • National Rental Affordability Scheme (NRAS) available on approved residential property. Incentives includes Refundable Tax offsets and non-assessable cash payments from the State Government. 2018/2019 value is $11,192 p.a

Property suited for Growth, Income or both (balanced)

Types of investment property available that are suitable for either growth, income or a mix of both:

  • residential homes
  • apartments
  • villas
  • townhouses
  • dual occupancy (duplex)

Benefits and pitfalls of Growth property:

  • If your property increases in value over time you will benefit from a capital gain when you sell
  • Rental income may not cover your mortgage payments or other expenses so you may have to use other money to cover these costs
  • Stable investment
  • Property can be leveraged i.e use the equity in the property from growth

Benefits and pitfalls of Income property:

  • You can earn rental income if it's tenanted
  • Property can be less volatile than shares or other investments
  • You may receive high income but you may also receive low growth
  • Income properties suit self-funded retirees as the returns may be higher than bank term deposit dividends and share market dividends

Benefits of a Balanced property mix:

  • Investors can have both the benefit of long-term growth and the benefit of an income today
  • Being able to hold a property or properties for the long-term while not draining yourself of cash along the way
  • Keeping the portfolio as close as possible to neutrally geared so you don’t have to start paying tax on the positive cash flow
  • Generating income to supplement your personal income
  • Maximising your borrowing power to allow you to buy more properties
  • Paying off your properties and owning them by retirement

Property as part of a Self-managed Super Fund (SMSF)

Stand-alone properties and property portfolios can be purchased using superannuation. If investing in a stand-alone property, banks expect at least 20% of the purchase price, stamp duty and buying costs to come from your SMSF balance. Investing in a SMSF property portfolio requires a minimum of $2,500 (ideal minimum investment is $20,000). Investors are invited to discuss an investment or purchase directly with Robert the Principal of Empower Housing Group WA.

Property as part of a diversified property portfolio

Buying into one or a portfolio that includes a range of investment properties i.e residential homes, apartments, villas, townhouses is easy with our help. We offer portfolio's of selected property on the property search section of this website.

The positives of buying a property as part of a portfolio include:

  • Negative gearing taxation benefits from allowable deductions
  • Expected capital (property) growth over time from the entire portfolio
  • Stable investment
  • The ability for investors to select the property or properties that they want to invest in
  • The ability for investors to diversify across multiple property sectors and geographical locations
  • The ability of investors to quickly liquidate their investment on the secondary market platform
  • The degree to which property returns are independent of movements in share prices

Disclaimer: Accessing and using any information from this site is on the condition you read and agree to the following. Before making any financial commitment to any property you should seek professional advice from a qualified and registered financial advisor. While every attempt is made to keep the information accurate and current, this site should be used to locate properties of interest to carry out further investigation as to the viability and suitability of the investment property to your personal situation. Indicative returns on investment are just that ‘indicative’ being based on information provided from third parties in regard to sale price and expected rent to be obtained. They are not deemed to be the final return once all other costs e.g legal fees, stamp duty, rental fees, utilities connections and the like associated with buying a new home are added in. Using links from this site to other web sites and the like means you are accessing information from sites we have no control over, we will not be held liable for any loss incurred from the use of information from this site and outbound linked sites. Management of Empower Housing Group WA April 2019.

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